Sitemap
- Overview
- Business review
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Governance
- The Board
- Directors' report
- Corporate governance
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Directors' remuneration report
- Statement from Wolfgang Berndt
- Remuneration decisions for 2008 / 2009 key highlights
- Governance and risk-management
- Directors remuneration policy
- Remuneration for 2009
- Remuneration for 2008
- Dilution limits
- Pensions
- Service agreements
- External appointments
- Performance graph
- Directors' emoluments for 2008
- Directors' pensions
- Directors' interests
- Other share plans
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Financial statements
- Report of the independent auditors on the consolidated financial statements
- Consolidated income statement
- Consolidated balance sheet
- Consolidated statement of changes in equity
- Consolidated cash flow statement
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Notes to the consolidated financial statements
- 1 Basis of preparation
- 2 Accounting policies
- 3 Critical accounting estimates and judgements
- 4 Segmental Analysis
- 5 Net interest income
- 6 Net fee and commission income
- 7 Net trading income
- 8 Insurance premium income
- 9 Other operating income
- 10 Insurance claims
- 11 Operating expenses
- 12 Impairment
- 13 Profit on sale of businesses
- 14 Taxation
- 15 Earnings per share
- 16 Trading and other financial assets at fair value through profit or loss
- 17 Derivative financial instruments
- 18 Loans and advances to banks
- 19 Loans and advances to customers
- 20 Allowance for impairment losses on loans and advances
- 21 Available-for-sale financial assets
- 22 Investment property
- 23 Goodwill
- 24 Value of in-force business
- 25 Other intangible assets
- 26 Tangible fixed assets
- 27 Other assets
- 28 Deposits from banks
- 29 Customer accounts
- 30 Trading and other liabilities at fair value through profit or loss
- 31 Debt securities in issue
- 32 Liablities arising from insurance contracts and participating investment contracts
- 33 Life insurance sensitivity analysis
- 34 Liability arising from non-participating investment contracts
- 35 Unallocated surplus within insurance businesses
- 36 Other liabilities
- 37 Retirement benefit obligations
- 38 Deferred tax
- 39 Other provisions
- 40 Subordinated liabilities
- 41 Share capital
- 42 Share premium account
- 43 Other reserves
- 44 Retained profits
- 45 Ordinary dividends
- 46 Share based payments
- 47 Related party transactions
- 48 Contingent liabilities and commitments
- 49 Financial risk management
- 50 Consolidated cash flow statement
- 51 Future accounting developements
- 52 Post balance sheet events
- 53 Approval of financial statements
- Report of the independent auditors on the parent company financial statements
- Parent company balance sheet
- Parent company statement of changes in equity
- Parent company cash flow statement
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Notes to the parent company financial statements
- 1 Accounting policies
- 2 Deferred tax assets
- 3 Amounts due from subsidiaries
- 4 Share capital and share premium
- 5 Retained profits
- 6 Subordinated liabilities
- 7 Debt securities in issue
- 8 Related party transactions
- 9 Financial instruments
- 10 Post balance sheet events
- 11 Approval of the financial statements and other information
- Shareholder information