Notes to the consolidated financial statements
- « 28 Deposits from banks
- 29 Customer accounts
- 30 Trading and other liabilities at fair value through profit or loss »
29 Customer accounts
|
2008 |
2007 |
||
|---|---|---|---|
|
Non-interest bearing current accounts |
4,176 |
3,807 |
|
|
Interest bearing current accounts |
47,109 |
45,726 |
|
|
Savings and investment accounts |
76,144 |
71,905 |
|
|
Other customer deposits |
43,509 |
35,117 |
|
|
Customer accounts |
170,938 |
156,555 |
The breakdown of customer accounts between the domestic and international offices of the Group is set out below:
|
2008 |
2007 |
||
|---|---|---|---|
|
Domestic: |
|||
|
Non-interest bearing |
3,530 |
3,407 |
|
|
Interest bearing |
162,804 |
149,412 |
|
|
166,334 |
152,819 |
||
|
International: |
|||
|
Non-interest bearing |
646 |
400 |
|
|
Interest bearing |
3,958 |
3,336 |
|
|
4,604 |
3,736 |
||
|
Customer accounts |
170,938 |
156,555 |
At 31 December 2008 £2,499 million (2007: £1,949 million) of customer accounts had a contractual residual maturity of greater than one year.
Included in customer accounts were deposits of £1,002 million (2007: £777 million) held as collateral, principally in relation to derivative contracts. The fair value of those deposits approximates the carrying amount.