| Note |
2008 |
2007 |
||||
|---|---|---|---|---|---|---|
Interest and similar income |
17,569 |
16,874 |
||||
| Interest and similar expense |
(9,851) |
(10,775) |
||||
| Net interest income |
7,718 |
6,099 |
||||
| Fee and commission income |
3,231 |
3,224 |
||||
| Fee and commission expense |
(694) |
(600) |
||||
| Net fee and commission income |
2,537 |
2,624 |
||||
| Net trading income |
(9,186) |
3,123 |
||||
| Insurance premium income |
5,412 |
5,430 |
||||
| Other operating income |
532 |
952 |
||||
| Other income |
(705) |
12,129 |
||||
| Total income |
7,013 |
18,228 |
||||
| Insurance claims |
2,859 |
(7,522) |
||||
| Total income, net of insurance claims |
9,872 |
10,706 |
||||
| Operating expenses |
(6,053) |
(5,567) |
||||
| Trading surplus |
3,819 |
5,139 |
||||
| Impairment |
(3,012) |
(1,796) |
||||
| Profit on sale of businesses |
– |
657 |
||||
| Profit before tax |
807 |
4,000 |
||||
| Taxation |
38 |
(679) |
||||
| Profit for the year |
845 |
3,321 |
||||
| Profit attributable to minority interests |
26 |
32 |
||||
| Profit attributable to equity shareholders |
819 |
3,289 |
||||
| Profit for the year |
845 |
3,321 |
||||
| Basic earnings per share |
14.3p |
58.3p |
||||
| Diluted earnings per share |
14.2p |
57.9p |
The accompanying notes are an integral part of the consolidated financial statements.